Joe's Carts Logo

Financing

We have financing available to help you buy the cart of your dreams.

We have a few options for financing depending on what you are looking for and your specific needs. Below are details on the 5 options we offer.

Please call us at (843) 900-1308 to discuss your options before submitting an application.

For Credit Scores 650 or higher

If your credit score is 650 or higher, you qualify for our top financing programs with the lowest rates and most flexible terms. Below are full details on your options.

dll-financial-logo-hq

*TOP CHOICE*

Offers the lowest payments, no prepayment penalty and can be completed through docusign.

DLL offers 6.99% financing for 60 months, with additional term options available for 24, 36, and 48 months — all with no dealer fees. Applying is quick and simple — just follow the steps below.

  1. Click Here to be redirected to the application page
  2. Fill out the application and submit it
  3. Once pre-approved, give us a call and we will finalize your purchase
Dealer Direct Financing Logo

Dealer Direct offers brand-specific financing for ICON, EPIC, VENOM, and ActivEV carts, with competitive rates starting at 0% for qualified buyers.


Explore the available term options and details for your preferred brand by downloading the PDFs below.

Ready to apply? Reach out to our team, and we’ll send you your personalized Dealer Direct application link!

Magwitch Financing Logo

Magwitch is a trusted broker offering multiple financing options to fit your needs — and the best part? Their pre-application uses a soft credit pull, so checking your options won’t affect your score.

  1. Click Here to begin your application. Please Note that Magwitch uses a soft pull to qualify you so it will not affect your credit.
  2. Follow the prompts and choose your preferred lending option.
  3. Once approved, visit one of our showrooms and one of our team members will help you with your purchase.

Sheffield offers flexible financing for any golf cart brand.

Getting financing through Sheffield Financial is as easy as 1-2-3.

  1. See if you prequalify with NO IMPACT to your credit
  2. If you prequalify, complete your application
  3. Once pre-approved, give us a call and we will finalize your purchase

For Credit Scores Below 650

Even with less-than-perfect credit, we have trusted financing partners ready to help you get behind the wheel of your new golf cart.

Anderson Brothers Bank
Anderson Brothers Bank is local and takes pride in working directly with our customers to find the right financing solution for their golf cart purchase. Applying is easy:
  1. Go to www.ABBANK.com
  2. Click “Apply”
  3. Click “Auto Loan”
  4. Fill out the form:
    1. Purpose of Loan/Loan Officer Requested: “Golf Cart/Mrs. Linda Moneymaker”
    2. Loan Request Type: “Secured Non Auto”
    3. Collateral Type: “Personal Property”
    4. Fill in blanks with asterisks
  5. Fill out the applicant information
  6. Submit and Verify
*MAKE SURE to let us know you’ve finished and submitted your application so we can expedite the process. Thank you!
Magwitch Financing Logo

Magwitch is a trusted broker offering multiple financing options to fit your needs — and the best part? Their pre-application uses a soft credit pull, so checking your options won’t affect your score.

  1. Click Here to begin your application. Please Note that Magwitch uses a soft pull to qualify you so it will not affect your credit.
  2. Follow the prompts and choose your preferred lending option.
  3. Once approved, visit one of our showrooms and one of our team members will help you with your purchase.

Estimated Payment Calculator

This calculator is to estimate payments only. Actual payments may vary based on lender, terms of loan and other contributing factors.

Joe's Carts
(843) 900-1308
sales@joescarts.com

Summerville

2026 N Main St
Summerville, SC 29486

Goose Creek

219 S Goose Creek Blvd
Goose Creek, SC 29445

Resources

Hours of Operation

Summerville Showroom
Monday: 10AM – 6PM
Tuesday & Wednesday: 10AM – 5PM
Thursday: 10AM – 6PM
Friday: 10AM – 3PM
Saturday: 10AM – 4PM
Sunday: CLOSED
Goose Creek Showroom
Monday: 10AM – 6PM
Tuesday & Wednesday: 10AM – 5PM
Thursday: 10AM – 6PM
Friday: 10AM – 3PM
Saturday: 10AM – 4PM
Sunday: CLOSED
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